This VMG outlines two main areas for the possible application of fintech to green growth and cashless economy. Firstly, panel data analysis, the impact of cashless economy on green growth will be applied to the selected countries in the years between 2012-2019. These selected countries are Argentina, Australia, Brazil, Canada, China, Hong Kong, India, Indonesia, Japan, Korea, Mexico, Russia, Saudi Arabia, Singapore, South Africa, Sweden, Switzerland, Turkey and United Kingdom. The random effect method will be used in panel data to analyses cashless economy impact on green growth. At the second stage of the VMG, survey on environmental awareness will be carried out with University students/staff to understand their level of environmental awareness, interest, and somehow their attitude. This survey, involving participants from CA19130 countries Egypt, Croatia, Albania, Iceland, Kosova, France and Turkey, attempted to be a micro-study that will help us better understand their awareness about the impact of their activities on the environment. Results: It is found that the regression coefficient of CO 2 productivity and number of cards per inhabitant are significantly positive, indicating that the cashless economy and carbon neutral production has a significant promoting effect on economic growth. Secondly It is found that the cash level of population variable (Banknotes and coins in circulation) passes the significance test of 10% confidence level, and the negative effect of economic growth.