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Fintech: a new way for women’s digital financial inclusion

Virtual Mobility Grant
Applicant name:
Albulena Shala
Ania Zalewska.jpg
Start date:
28.02.2023
End date:
15.05.2023
Applicant institution:
University of Prishtina
Purpose of the grant:
Female executives are already at a disadvantage since they frequently experience fundraising disparities. However, investors are really more likely to support women-owned enterprises. Businesses started by women generate more money overall than those started by men more than twice as much per unit invested. Despite the fact that women have been disproportionately affected by the pandemic and have experienced extreme financial hardship in addition to enormous job losses as a result of their predominance in the unorganized sector, they can begin to imagine a smoother path from exclusion to inclusion with the aid of financial technology. In the financial landscape, technology may undoubtedly act as a huge leveller of the playing field and a game changer. Physical impediments have been removed, and with the aid of gender-focused legislation, it is now possible to depict a more enduring future for financially independent women. Closing these gender inequalities will take time, but fintech can navigate these rough seas with ease. So to see the possibility of fintech helping women through all these barriers, we did a research study in literature about this topic. After this we did a survey among our countries, and the result of it is presented in Women in Fintech III (Coimbra). Also, thanks to Professor Maria Iannario, we organized an international competition between students (Best WI-FI 2023 Young Researcher Paper—FinTech Contest), and the best paper won a prize from the budget of this WMG. Fintech: a new way for women’s financial inclusion — is a project proposal organized by members of the Women in Fintech Conference Committee who is also represented by the University of Tirana, the University of Naples Federico II, the University of Prishtina “Hasan Prishtina”, Kadir Has University (Turkey), Babeș-Bolyai University (Romania), University of Oradea (Romania), University of Pavia (Italy), Poznań University of Economics and Business (Poland) and University College Dublin (Irland).
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